Dr. Jen Kim, DDS
Kirkland, WA Family and Cosmetic Dentist

Financial Information

Medical and dental care are necessities for everyone. However, insurance plans—copays and deductibles—are not written to consider budgets or the financial burden of mounting family or individual healthcare expenses. Fortunately, your dentist in Kirkland, WA works hard to help patients here and in outlying areas get the care they need without the financial yoke.

At Jen Kim Family & Cosmetic Dentistry, we believe that when dental care is made affordable, and when healthcare professionals help patients better understand their insurance policy language and fee schedules, those patients are more likely to seek out needed dental care. Additionally, when a dentist goes beyond the limits of dental insurance to provide services to the uninsured, it goes a long way toward improved dental care for the entire community.

It is also important to remember that poor oral health can impact your physical wellness.

Contact us if you have questions or to schedule an exam. And continue reading to learn more about our philosophies and how we can help with the financial side of you and your family’s dentistry.

Your Dentist in Kirkland, WA Understands How Dental Health Impacts Whole-Body Wellness

Dental care is an essential part of overall wellness. Untreated gum disease, for example, leads to tooth loss and has been shown to cause a sudden heart attack. The disease has also been linked to rheumatoid arthritis and Alzheimer’s disease. Additionally, tooth loss directly influences digestion and bone health in the jaw. And it is often your dentist who discovers the early signs of oral cancer.

Considering the importance of good dental care, our family dentist in Kirkland, WA wants to help patients maneuver through the financial barriers that stand in the way.

Considering the health risks associated with periodontal disease, not having access to dental care is not a negligible risk!

Gum Disease Is a Big Deal

You've probably been hearing more and more stories about gum disease in the news lately and wondered why we're all so focused on what seems like such a small part of your body – your gums. 

The truth is that gum disease is a big deal. Recent studies have linked this chronic infection to serious health conditions, including heart disease and diabetes. This connection is now known as the "oral-systemic link." 

Here are some statistics you should know about gum disease: 

  • According to the Centers for Disease Control, half of all American adults have some form of gum disease. 
  • By the time people reach age 65, this number climbs up to more than 70 percent.
  • Periodontal disease affects women more often than men. 
  • The highest gum disease rates are in those who smoke, those who live below the poverty line, and those who never graduated high school. 

As gum disease progresses, your gums recede from your teeth, creating pockets where bacteria like to hide. These bacteria cause infections and destroy your gum tissue and your periodontal bone. In time, your teeth will become loose, and if not treated, you will lose your teeth. 

Gum disease is serious, but preventable, and if you already have it, we can stop it with proper dental care. 

How Regular Dental Care Saves Money in the Long Run

Preventive dentistry saves you money in the long run because your dentist in Kirkland, WA can spot small and inexpensive issues during regular examinations. This approach is always better than finding problems that are costly and complicated down the road.

In other words, treating gingivitis—a precursor to gum disease—is less costly than the ongoing therapies needed to halt real gum disease.

Additionally, if you’re considering cosmetic dentistry in Kirkland, WA in the future, keeping your teeth and gums healthy now may make you a better candidate for the treatments and therapies you want later. This includes the costly repairs needed to bring your oral health in line for advanced cosmetic services, which may include:

  • Dental implants
  • Porcelain Veneers
  • Clear braces
  • Professional teeth whitening
  • Tooth-colored fillings
  • Tooth crowns

Sorting Through Services and Insurance

Not only do we accept a wide variety of dental health plans, including Premera, Delta Dental, WDS, Regence, and Metlife, but we may be able to bill out of network on your behalf.  Additionally, our team is skilled at helping patients make the most of their dental benefits by considering the following:

  • How much dental benefit do you have for the year?
  • Is it close to the end of the year?
  • Will your benefits start fresh within a few weeks?
  • How can we use this knowledge to make the most of your covered dental spending?

We can also help you determine what is covered and does this coverage apply to a portion or full treatment. For example, if you’re insurance covers dentures in Kirkland, WA up to a specific dollar amount, does it also cover the needed extractions? If your insurance does not cover orthodontics, does it cover the possible extractions required before invisible braces? What about crowns and bridges?

At Jen Kim Family & Cosmetic Dentistry, your family dentist in Kirkland, WA wants to save you as much money as possible, but we also want you to get the care you need. For these reasons, we have created an in-house plan to help the underinsured and those who have no insurance.

Your Family Dentist in Kirkland, WA Offers an Alternative to Dental Insurance

Our dentist has become the premiere 98034 dentist and a destination dentist for patients and families in outlying areas and zip codes. This is because of our exclusive Jen Kim Dentistry Membership Plan, which helps the underinsured or uninsured get the services they need with ease.

We have a plan for adults, children, and those who need treatment for gum disease. The adult plan follows guidelines put forward by the American Dental Association and includes:

  • Two dental exams per year
  • Two teeth cleanings
  • X-rays as needed

A dental exam in Kirkland, WA includes regular oral cancer screenings using Velscope!

Your dentist in Kirkland, WA has added an emergency visit and discounts toward some of our additional services as well. And plans for children include an annual fluoride treatment, which helps strengthen their teeth against cavities.

Our periodontal program includes the treatments you need to stop the progress of this tooth-threatening (and health-jeopardizing) ordeal. Our dentist has a reputation for fighting gum disease gently but successfully.

Some patients with dentures believe that they do not need dental care because they do not have teeth. The reality is that restorations do not prevent gum disease, which can mean bone loss and an inability to continue wearing dentures!

Your 98034 dentist wants your family to have healthy smiles, and she will continue to offer these plans for as long as she can—as long as there are patients and families out there who do not have easy access to dentistry.

Our plans start at as little as $29.00 per month! And you can add family members or cancel at any time.

Contact a member of our team for exclusions and details.

Get in Touch with Your Dentist in Kirkland, WA

Please contact your insurance company to find out if Jen Kim Family & Cosmetic Dentistry is a preferred provider with your insurance plan, or contact our dental team if you have questions about your dental insurance or our exclusive Jen Kim Dentistry Membership Plan.

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